Why Hutsenpiller Insurance is the best place to purchase home insurance in Mt. Juliet.

The Mount Juliet area is growing rapidly, and in the past year, more than 5,000 new residents have moved into town. With Mount Juliet's booming population comes an increase of homeowners looking for a place to purchase their insurance. Luckily Mt. Juliet has one of the highest-rated insurance agencies around, Hutsenpiller Insurance!


Hutsenpiller Insurance provides affordable rates for every type of homeowner policy you could need including traditional homes, executive homes, condos, townhomes, apartments, mobile homes, and everything in between.


Some of the great features available in our office are;


Guaranteed Replacement Coverage - Rather than put a limit on the coverage for your dwelling (most other companies call this dwelling coverage or coverage A), we can offer a guarantee that as long as the total loss to your dwelling is less than $5,000,000 - they will pay the loss. This puts your mind at ease on ever being underinsured.


Million Dollar Liability Coverage - Your personal liability can be covered up to $1,000,000 with our policies. (not counting your personal umbrella) This covers any bodily injury or property damage you may become legally liable for. This also includes personal injury to others coverage such as liable and slander.


Full Water Backup Coverage - Most carriers have a sub-limit of $5 - $10,000 for damage from water backup or a sewer or drain. We have the ability to cover these losses up the full replacement cost amount of your home.


Mechanical Breakdown Coverage - I've included a flyer on this, put this policy covers mechanical failure to the appliances in your home - including your HVAC unit. This picks up losses that are not typically covered by home insurance.


Buried Service Lines - Covers repairing or replacing buried utility lines on the residence premises along with:

  1. Excavation costs

  2. Expediting costs

  3. Outdoor property damaged by the damaged service line

  4. New Generation Costs to improve safety

  5. Covers leaks, breaks, tears, ruptures, collapse, or electrical arcing of a buried utility line.

Getting a quote for premium home insurance coverage is easy as 1, 2, 3!

Let's get started.

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