Boat & Personal Watercraft Insurance
The Progressive Group of Insurance Companies has been insuring boaters for more than 35 years. With over 1 million watercraft insured, we're one of the nation's leading boat insurers. With Progressive Insurance, you can offer your customers a comprehensive boat policy with specialized coverages and competitive prices.
Progressive provides coverage for watercraft up to 50 feet in length and $500,000 in value. This includes a wide variety of watercraft, ranging from fishing boats, runabouts, and personal watercraft to sailboats, cabin cruisers and pontoon boats.
*Not available on all watercraft and in all locations.
A homeowner's endorsement won't cover you like a Progressive Boat policy. We provide coverage for your customers' specific needs with coverages like:
Total Loss Replacement — replaces insured's boat with a brand new one of similar make and quality
Disappearing Deductibles — reduces the deductible by 25 percent at each claim free renewal
Sign & Glide® coverage — Help comes to your customer if they're stranded on the water and need fuel, a jump, or tow with no out-of-pocket costs!
Propulsion Plus® coverage — provides coverage for the lower units of outboard motors, and the upper and lower units of an inboard/outboard motors in the event of a mechanical breakdown, including those caused by wear and tear
Trailer Trip Interruption coverage — pays for meals, transportation, & lodging if you have a trailer or tow vehicle breakdown.
aul Out coverage — reimburses the customer 50 percent of the cost incurred to haul out their boat due to a named storm
Replacement Cost Fishing Equipment — up to $10,000 for tackle, rods, and reels
Replacement Cost Personal Effects — protects the insured's personal items including cameras, clothes, cell phones, etc.
24-hour Roadside Assistance — covers trailer and tow vehicle, even if tow vehicle is not insured wit
h Progressive Insurance
Wreckage Removal coverage — Pays for any attempted raising, removal or destruction of the wreckage
Fuel Spill Liability — Coverage for unintentional oil or fuel spills that result in bodily injury or property damage
Medical Payments — includes coverage for water-skiers
Customers can ben
efit from our numerous product features and money saving discounts, including:
Electronic Funds Transfer (EFT)
Claim Free Renewal
Paid in Full
Small Claim Forgiveness
No depreciation on partial losses
Large accident forgiveness
Remember, there's no limit to the number of discounts a customer can receive, so your customers can keep
adding on the savings!